Head to Head: Penns Woods Bancorp (NASDAQ:PWOD) vs. First Community Bankshares (NASDAQ:FCBC)
Penns Woods Bancorp (NASDAQ: PWOD – Get a rating) and First Community Bankshares (NASDAQ: FCBC – Get a rating) are both small cap finance companies, but which business is superior? We’ll compare the two companies based on their dividend strength, institutional ownership, profitability, valuation, analyst recommendations, risk and earnings.
This is a summary of recent recommendations and price targets for Penns Woods Bancorp and First Community Bankshares, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Penns Woods Bancorp||0||0||0||0||N / A|
|First community banking actions||0||1||0||0||2.00|
First Community Bankshares has a consensus price target of $35.00, indicating a potential upside of 23.46%. Given the likely higher upside of First Community Bankshares, analysts clearly believe that First Community Bankshares is more favorable than Penns Woods Bancorp.
Institutional and Insider Ownership
18.3% of Penns Woods Bancorp shares are held by institutional investors. By comparison, 38.7% of First Community Bankshares’ shares are held by institutional investors. 4.8% of Penns Woods Bancorp stock is held by insiders of the company. By comparison, 3.6% of shares in First Community Bankshares are held by insiders of the company. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a company is poised for long-term growth.
Risk and Volatility
Penns Woods Bancorp has a beta of 0.55, indicating that its stock price is 45% less volatile than the S&P 500. In comparison, First Community Bankshares has a beta of 0.54, indicating that its stock price is its stock is 46% less volatile than the S&P 500.
Valuation and benefits
This chart compares the revenue, earnings per share (EPS), and valuation of Penns Woods Bancorp and First Community Bankshares.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Penns Woods Bancorp||$70.08 million||2.26||$16.03 million||$2.27||9.87|
|First community banking actions||$139.61 million||3.40||$51.17 million||$2.67||10.62|
First Community Bankshares has higher revenue and profits than Penns Woods Bancorp. Penns Woods Bancorp trades at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.
Penns Woods Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 5.7%. First Community Bankshares pays an annual dividend of $1.08 per share and has a dividend yield of 3.8%. Penns Woods Bancorp pays 56.4% of its profits as a dividend. First Community Bankshares pays 40.4% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. First Community Bankshares has increased its dividend for 1 consecutive years.
This table compares the net margins, return on equity and return on assets of Penns Woods Bancorp and First Community Bankshares.
|Net margins||Return on equity||return on assets|
|Penns Woods Bancorp||23.04%||9.40%||0.83%|
|First community banking actions||32.98%||10.78%||1.46%|
First Community Bankshares beats Penns Woods Bancorp on 12 out of 15 factors compared between the two stocks.
Penns Woods Bancorp Company Profile (Get a rating)
Penns Woods Bancorp, Inc. operates as a bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations and businesses. It accepts term, demand and savings deposits, including super NOW accounts, statement savings accounts, money market accounts and certificates of deposit, as well as checking accounts and retirement accounts. individual. The Company also offers lending products including residential, commercial and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, the purchase of equipment and for working capital purposes; letter of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines of credit, auto financing, personal loans and lines of credit, and overdraft and check lines; and revolving loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities and estate planning services; property and casualty and auto insurance products; safety deposit box services; ATM services; and internet and telephone banking. Additionally, the Company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Center, Montour, Union, Blair and Luzerne counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.
First Community Bankshares Company Profile (Get a rating)
First Community Bankshares, Inc. operates as a financial holding company for First Community Bank which provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit and individual pension plans; commercial, consumer and real estate mortgages and lines of credit; various credit and debit cards and ATM card services; and corporate and personal trust services. The company also provides wealth management services, including trust management, estate administration and investment advisory services; and investment management services. It serves individuals and businesses in various sectors, such as education, government, and health services; coal and gas extraction; retail business; construction; manufacturing; tourism; and transportation. As of December 31, 2021, the company operated 49 branches, including 17 branches in West Virginia, 23 branches in Virginia, 7 branches in North Carolina, and 2 branches in Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.
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